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	<title>Comments on: Americans need solutions to housing crisis</title>
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	<link>http://www.clarksvilleonline.com/2008/05/13/americans-need-solutions-to-housing-crisis/</link>
	<description>The voice of Clarksville, Tennessee</description>
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		<title>By: Scott Beasley</title>
		<link>http://www.clarksvilleonline.com/2008/05/13/americans-need-solutions-to-housing-crisis/comment-page-1/#comment-8797</link>
		<dc:creator>Scott Beasley</dc:creator>
		<pubDate>Mon, 30 Jun 2008 01:36:32 +0000</pubDate>
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		<description>Freddy B, I f I didn&#039;t know any better, I&#039;d swear you were me.  Outstanding retort to the victim mentality.  I recently saw some percentages that shocked me.  63% and 2%.  Forclosures are up a whopping 63% since last year.  Shocking right?  The TOTAL of all households that are being forclosed upon is only up to 2% if you round up from the 1.7% actual number.  Both were acurrate numbers that portrayed the situation and both represented the same thing, but are presented in ways to sound off alarms or not, depending on the journalist and slant of the issue.</description>
		<content:encoded><![CDATA[<p>Freddy B, I f I didn&#8217;t know any better, I&#8217;d swear you were me.  Outstanding retort to the victim mentality.  I recently saw some percentages that shocked me.  63% and 2%.  Forclosures are up a whopping 63% since last year.  Shocking right?  The TOTAL of all households that are being forclosed upon is only up to 2% if you round up from the 1.7% actual number.  Both were acurrate numbers that portrayed the situation and both represented the same thing, but are presented in ways to sound off alarms or not, depending on the journalist and slant of the issue.</p>
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		<title>By: Freddy.B</title>
		<link>http://www.clarksvilleonline.com/2008/05/13/americans-need-solutions-to-housing-crisis/comment-page-1/#comment-7507</link>
		<dc:creator>Freddy.B</dc:creator>
		<pubDate>Mon, 26 May 2008 14:26:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.clarksvilleonline.com/?p=5109#comment-7507</guid>
		<description>Mr Lugo,
I am not a Banker, I am not a politician, and I am not rich. I am a 42 year old Blue collar worker with a wife and 3 kids with a middle class income and neither I or my wife have a college education. We have been married 20 years and we have what we have because we choose to work hard, we choose not to waste our money on smoking/alchohol/drugs and we choose to delay pleasure in order to SAVE our money and make good decisions when buying big ticket items such as a home or car. Have we made financial mistakes in the past? Sure we have, and we learned from our mistakes and try to make better decisions. But we dont blame the lenders, the government and anyone else..we blame ourselves because we were impatient,inmature,and we wanted it NOW! My wife and I grew up from families that were poor.. We understand what it&#039;s like to do without, and we knew that if we wanted nicer things, if we wanted to not be stressed over money we would need to work hard, make better decisions, and not BLAME and point fingers at others for our stupidity..Bottom line, take responsibility  for your actions and stop blaming everyone but yourself!! If you agree to the terms of the deal you were offered..It&#039;s YOUR fault if you cant afford to pay..Not the Taxpayers !! And lets at least agree on one thing, the bailout is not for the &quot;Poor People&quot; although the media wants you to believe that, it&#039;s for the Big Corporations that are loosing Billions and the politicians that take the money from Big Corporations.</description>
		<content:encoded><![CDATA[<p>Mr Lugo,<br />
I am not a Banker, I am not a politician, and I am not rich. I am a 42 year old Blue collar worker with a wife and 3 kids with a middle class income and neither I or my wife have a college education. We have been married 20 years and we have what we have because we choose to work hard, we choose not to waste our money on smoking/alchohol/drugs and we choose to delay pleasure in order to SAVE our money and make good decisions when buying big ticket items such as a home or car. Have we made financial mistakes in the past? Sure we have, and we learned from our mistakes and try to make better decisions. But we dont blame the lenders, the government and anyone else..we blame ourselves because we were impatient,inmature,and we wanted it NOW! My wife and I grew up from families that were poor.. We understand what it&#8217;s like to do without, and we knew that if we wanted nicer things, if we wanted to not be stressed over money we would need to work hard, make better decisions, and not BLAME and point fingers at others for our stupidity..Bottom line, take responsibility  for your actions and stop blaming everyone but yourself!! If you agree to the terms of the deal you were offered..It&#8217;s YOUR fault if you cant afford to pay..Not the Taxpayers !! And lets at least agree on one thing, the bailout is not for the &#8220;Poor People&#8221; although the media wants you to believe that, it&#8217;s for the Big Corporations that are loosing Billions and the politicians that take the money from Big Corporations.</p>
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