Clarksville, TN – Representatives of the United States Department of Agriculture’s Guaranteed Rural Housing (GRH) Program presented its prestigious Premier Lender for 2012 award to representatives of F&M Bank ^[1].

Making the presentation are Deneen Clayton and Shinika Jenkins, GRH loan specialists, and Don Harris, GRH Housing program director. Accepting the award for F&M are: DeWayne Olive, executive vice president and chief financial officer; Denise Alexander, vice president and mortgage operation manager; Yvonne Witzler, assistant vice president and manager for the bank’s Clarksville mortgage office;  and Rodney Wilds, manager for the bank’s Brentwood mortgage office.

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(from left) Deneen Clayton and Shinika Jenkins, and Don Harris, GRH Housing program director, DeWayne Olive, executive vice president and chief financial officer; Denise Alexander, Yvonne Witzler, and Rodney Wilds.

F&M Mortgage ranked 7th in the state for GRH loans to families with moderate household incomes, and 4th year-to-date for Tennessee Housing Development Agency loans.

With approximately $800 million in assets, F&M is 15th largest independent bank in Tennessee. The bank has mortgage lenders in Montgomery, Williamson, Davidson, Rutherford, Sumner, Wilson, Stewart, Robertson and Putnam counties.

For more information on F&M Bank and F&M Mortgage, visit www.myfmbank.com ^[3].