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Topic: credit cards
Protect yourself against identity theft
August 11, 2009 | 
9 million Americans’ identities are stolen each year. The following tips can help protect you against identity theft
Nashville – As many as 9 million Americans’ identities are stolen each year. Identity theft is the unauthorized acquisition and use of a person’s identifying information – such as a name, Social Security number or credit card number – to commit fraud or other crimes. Through identity theft, criminals might rent an apartment, obtain a line of credit or establish a telephone account. Victims often discover the crimes when reviewing credit reports or statements. Skilled identity thieves use many methods, including: «Read the rest of this article»
Sections: Business | 1 Comment »
ABA President acknowledges new credit card regulations
December 18, 2008 |
While hailing reform of some of the practices of the credit card companies, and consumer protections incorporated in these reforms, the ABA president hints that these new safeguards may result in some credit restrictions and/or denial, especially to low-end consumers.
In a press release just made available in Washington, D.C., American Bankers Association President/CFO Edward L. Yingling praised “The strong new regulations announced today by the Federal Reserve, the Office of Thrift Supervision and the National Credit Union Administration are unprecedented in their scope and signal the beginning of a new market structure for credit cards.”
The public statement reads:
“In seeking to address concerns expressed by policymakers and consumers, the Fed has severely restricted or prohibited card issuers from engaging in certain practices such as ‘universal default,’ ‘double-cycle billing,’ and raising interest rates on existing balances. The basic principles contained in many legislative proposals are reflected in these regulations. «Read the rest of this article»
Sections: Business, News | No Comments
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