Topic: Money Advisor

Money woes crimp retirement plans

By Rev. Charles Moreland | January 11, 2009 |

The probing question “Are you ready to retire?” is more perplexing today in the light of our financial plight. There is uncertainty about the place we call retirement. As I write I have a “happy face” coffee cup staring at me; one that has been diverted to a container of pencils, markers and pens. I wish we could don a happy face as we ponder our retirement and a secure financial future. Instead, for many our dreams for that better future had taken on a sad face.

It’s hard to maintain a happy face about our future when our personal finances and monetary worth for retirement are steadily declining, when our retirement plans are going bankrupt. In our communities, cities and states are raiding their rainy day funds to prevent raising taxes. International governments and their citizens are also in financial straits. Presently, places from our own Clarksville,  to Mexico City, to Heidleberg, London, Asian cities are all experiencing financial world. Such unfortunate events precipitate the “sad face” facing retirees. «Read the rest of this article»

Sections: Business, Opinion, Spirituality | No Comments

Finding an honest, skilled contractor …

By Rev. Charles Moreland | June 18, 2008 |

As a homeowner, one of my stresses is just when a repair is needed and who to call to make that repair. The tornado-like winds we have here regularly remove shingles from roofs, or a wire is damaged. Electrician? Carpenter? Both? Over the last five years I have developed a list of contractors whom I think are honest and skilled. There are companies and individuals who have dome work for me in the past and in whom I have confidence.

Last year I got “burned” by a person who professed to be a capable contractor. He adroitly gained my confidence on a small job before cheating me out of a significant amount of money. To prevent such a pique for Clarksville Online readers, I’ll offer some guidelines for hiring a contractor. Money Advisor [Apr '08, p3] covers the subject comprehensively in a half page. Household repairs are stressful and costly, more so is the contractor is incompetent or unscrupulous. There are guideline to reduce the tension. «Read the rest of this article»

Sections: Opinion, Spirituality | No Comments

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