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Topic: retirement

Frazier Allen lists Six ways to potentially boost your Retirement Savings

 

You may be able to get closer to reaching your goals with some small changes and tough choices

F&M Investment Services - Raymond James - Clarksville, TNClarksville, TN – If you’re concerned that you haven’t put enough away to retire, you have plenty of company – about one in four Americans feel the same way.1

The good news? You may be able to catch up – if you’re willing to be realistic and take steps to get on track, such as changing your current lifestyle (so you can save more) and your anticipated retirement lifestyle (so you will spend less).

Frazier Allen

Frazier Allen

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Frazier Allen reveals Savvy Social Security strategies

 

Consider these ideas to help you make the most of your benefits

F&M Investment Services - Raymond James - Clarksville, TNClarksville, TN – Alongside other sources of income, Social Security can be a critical component of your total retirement resources, so it’s important to consider ways to optimize the value it can bring.

After all, these payments account for up to 40% of most retirees’ income, according to the Social Security Administration (SSA), with savings, pensions and retirement accounts making up the rest. Here are a few things you (and your spouse if you’re married) should think about as you get ready to retire.

Social Security Strategies «Read the rest of this article»

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Frazier Allen: Financial Planning for Modern Life’s Different Stages

 

Flexibility, Resourcefulness are Crucial as Old Rules are Upended

F&M Investment Services - Raymond James - Clarksville, TNClarksville, TN – The old paradigm that saw young people leave the nest, get some education, marry, raise a family, pursue a career and then retire – in roughly that order – has been tossed out the window.

Today, college students start companies in their dorm rooms, late-life marriages bring two sets of kids together, and retirement may not be an option or even a desired goal for some folks.

Frazier Allen

Frazier Allen

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Frazier Allen: Live Longer, Live Better

 

How Three Simple Questions Can Lead To A Happier Retirement

F&M Investment Services - Raymond James - Clarksville, TNClarksville, TN – There’s a shift happening when it comes to thinking about – and planning for – retirement. Today’s retirement is bigger, broader and longer than at any other time in history.

You’ve likely spent time thinking about the fun stuff you’d like to do when you first retire, but probably haven’t delved into the details of daily living as you age.

Things like going to a friend’s house for a dinner party and picking up a bottle of wine beforehand or perhaps, choosing just the right birthday card for your niece and sending it on time.

Frazier Allen

Frazier Allen

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Tennessee Department of Commerce and Insurance gives answers to the question, “Is an Annuity Right For You?”

 

Commissioner McPeak Offers Investment Insight for Tennesseans

Tennessee Department of Commerce and Insurance - TDCINashville, TN – Tennessee Department of Commerce and Insurance Commissioner Julie Mix McPeak is offering Tennesseans insight regarding annuities. Annuities can provide a steady income after retirement and can be beneficial, but they can also be confusing.

If you are thinking about buying an annuity, the Tennessee Department of Commerce and Insurance (TDCI) and the National Association of Insurance Commissioners (NAIC) offers the following comprehensive guide to help determine if an annuity is right for you. «Read the rest of this article»

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Clarksville Police Department holds retirement and promotion ceremony

 

Clarksville Police Department - CPDClarksville, TN – On Friday, April 18th, the Clarksville Police Department hosted a retirement and promotion ceremony. Chief Al Ansley presented Sergeant David Jones with a Certificate of Retirement and Sergeants Vanatta and Skinner with Promotion Certificates.

Congratulations to Sergeant David Jones on his retirement. He served faithfully and honorably for 16 years at the Clarksville Police Department. Sgt. Jones’ experience and professionalism will be missed. Also, congratulations to Detective Nathan Vanatta and Officer Beau Skinner on their promotions to the rank of Sergeant.

Chief Al Ainsley presents with Sgt. David Jones with his retirement certificate

Chief Al Ainsley presents with Sgt. David Jones with his retirement certificate

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APSU Fans to vote on All-Time Governors Stadium Football Team

 

APSU - Austin Peay State University SportsClarksville, TN – Austin Peay State University will be “retiring” Governors Stadium, or at least as it is currently configured, at 2013 season’s conclusion when the wrecking balls begin collapsing the home side of the 67-year-old facility to make way for a new construction, including suites, for the 2014 season.

To celebrate such retirement, Austin Peay’s athletics department will honor the venerable facility by naming an All-Time Governors Stadium team.

Vote on All-Time Governors Stadium team. (APSU Sports Information)

Vote on All-Time Governors Stadium team. (APSU Sports Information)

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Suzanne Simpson: One Woman’s Heart – Part Two

 

Heart TransplantSuzanne decided it was time to get a complete physical.  She was having trouble catching her breath.

Climbing the stairs was too difficult.  “Maybe I’m just a little out of shape” she thought.

Her doctor said, “the EKG doesn’t look good” and ordered another round of tests.  He scheduled her for an echocardiogram, ultra-sound and more.  When the nurses had her all hooked up, they told her to sit down.

“We’ll be right back” they said.

When the nurses returned, they told Suzanne they weren’t going to go through with the tests.  They had seen something that bothered them, and called her doctor.  He wanted her to see a cardiologist immediately.

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Consumer Reports shows 7 Money Stumbles to Avoid and How to Change Course

 

Blunders include Not Updating Wills and Beneficiaries, Messing up 401(k)s

Consumer ReportsYonkers, NY – A widowed mother of two nearly lost out on $100,000 because her husband failed to update the beneficiary designations on his retirement plan after they married.

Not updating wills and beneficiaries is one of the “7 money stumbles to avoid” featured in the February issue of Consumer Reports. «Read the rest of this article»

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Austin Peay State University’s Dr. Linda Sitton retires after 14 years of leading Tennessee Early Childhood Training Alliance

 

Austin Peay State UniversityClarksville, TN – On a rainy Friday afternoon last week, a steady collection of umbrellas appeared outside one of the ballrooms of the Austin Peay State University Morgan University Center. Inside, a few soaking wet individuals gathered around tables of food, and one woman entered the room to announce that small, penny-sized pieces of hail were at that moment pelting the sidewalks.

The bad weather, however, didn’t stop the friends and colleagues of Dr. Linda Sitton from trekking across campus to attend a reception commemorating her retirement from APSU after 14 years as director of the school’s Tennessee Early Childhood Training Alliance.

Congratulating Dr. Linda Sitton are Dr. Carlette Hardin, dean of the Austin Peay State University College of Education, left, and Tabitha Parker, former student of Sitton's, right. (Photo by Beth Liggett/APSU Public Relations and Marketing)

Congratulating Dr. Linda Sitton are Dr. Carlette Hardin, dean of the Austin Peay State University College of Education, left, and Tabitha Parker, former student of Sitton's, right. (Photo by Beth Liggett/APSU Public Relations and Marketing)

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