Topic: savings

Money woes crimp retirement plans

By Rev. Charles Moreland | January 11, 2009 |

The probing question “Are you ready to retire?” is more perplexing today in the light of our financial plight. There is uncertainty about the place we call retirement. As I write I have a “happy face” coffee cup staring at me; one that has been diverted to a container of pencils, markers and pens. I wish we could don a happy face as we ponder our retirement and a secure financial future. Instead, for many our dreams for that better future had taken on a sad face.

It’s hard to maintain a happy face about our future when our personal finances and monetary worth for retirement are steadily declining, when our retirement plans are going bankrupt. In our communities, cities and states are raiding their rainy day funds to prevent raising taxes. International governments and their citizens are also in financial straits. Presently, places from our own Clarksville,  to Mexico City, to Heidleberg, London, Asian cities are all experiencing financial world. Such unfortunate events precipitate the “sad face” facing retirees. «Read the rest of this article»

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Money-saving tips for around the home

By Michael Covington | November 16, 2007 |

I hope everyone is enjoying the beauty of the season. The days are growing shorter, the air is getting chill, and the holidays are just around the corner. At my house, holidays mean time for family, friends, and visitors coming and going. Money’s starting to get tight as we’re getting ready to buy presents and organize feasts to celebrate the season. In anticipation of this barrage of expenses, this post is all about money saving tips for around the house. These simple ways to save here and there can really add up.

First, let’s start in the pantry. Are you one of those people who must have name-brand items stocked in your cupboards? If so consider switching to generic brands for items like cereal, spaghetti noodles, and baking supplies. You can even store these in plastic or glass jars so that nobody will ever see the packaging and know the difference. To quote Julia Child, “Remember, you’re alone in the kitchen.” «Read the rest of this article»

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