Topic: Tennessee Department of Commerce and Insurance

Tennessee Consumer Affairs says Don’t fall prey to Telemarketing Scams

May 20, 2013 |

Nashville, TN – You’ve just settled down to eat dinner, when the phone rings. The voice on the line addresses you by name and says your credit history or career qualifies you for a special investment opportunity.

Or maybe they want you to give to a charity. All you have to do, you’re told, is supply the caller with some information … financial information. «Read the rest of this article»

Tennessee State Fire Marshal’s Office provides Electrical Fire Prevention Tips

May 4, 2013 |

Nashville, TN – Residential electrical fires kill as many as 280 Americans each year and injure 1,000 more. Some of these fires are caused by electrical system failures, but many more are caused by incorrectly installed wiring and overloaded circuits and extension cords.

“Many avoidable electrical fires can be traced to the misuse of electric cords, whether through overloaded circuits, poor maintenance or cords being placed under rugs or in high traffic areas,” says State Fire Marshal and Commerce & Insurance Commissioner Julie Mix McPeak. “Simple safety precautions can reduce these occurrences and help safeguard your home from fires.” «Read the rest of this article»

Tennessee State Fire Marshal’s Office provides tips on Lightning Safety

April 20, 2013 |

Nashville, TN – As spring storms pop up this month, the Tennessee State Fire Marshal’s Office wants to remind Tennesseans to keep safety in mind when lightning and storms are imminent.

“Lightning strikes can cause fires. And, as the season’s warmer weather gives rise to storm activity, we want Tennesseans to know what the risks and precautions are,” says State Fire Marshal and Commerce & Insurance Commissioner Julie Mix McPeak. “It is important to monitor weather conditions and get to a safe place before the climate becomes threatening.”

Lightning strikes can cause fires. (NOAA)

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Tennessee State Fire Marshal’s Office promotes wildfire preparedness

April 17, 2013 |

Nashville, TN – Tennessee residents often choose to make their homes in woodland settings – in or near forests, rural areas or remote mountain sites. There, homeowners enjoy the beauty of the environment, but also face the very real danger of wildfire.

“Wildfires often begin unnoticed,” Tennessee Fire Marshal and Commerce & Insurance Commissioner Julie Mix McPeak says. “They spread quickly, igniting brush, trees and homes. Reduce your risk by preparing now, before a wildfire starts. Meet with your family to decide what to do and where to go if wildfires threaten your area.”

Wildfire

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“Flow” motion passes Tennessee House as Session Nears End for the Year

April 15, 2013 |

Two budget amendments filed for teachers and disabled Tennesseans
Hope Scholarship for military dependents on calendar for this week

Nashville, TN – Flow Motion passed last week.

“The House passed what is commonly known as the “flow motion” this week signaling the end of session is near,” said Tennessee State Representative Joe Pitts (D-Clarksville).

A “flow motion” means normal procedures for advancing legislation have been suspended and schedules will become more hectic than the new brisk pace.  Normally a bill takes a few weeks to cycle through the assigned committee process.

Tennessee State Representative Joe Pitts

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Tennessee Legislation extending protections to private foundations set for House Floor Vote Monday night

April 7, 2013 |

Operation Stand Down coming to Clarksville to assist Veterans

Nashville, TN – House Bill 423/Senate Bill 527 affords private foundations with protections from governmental intrusion

House Bill 0423, sponsored by Tennessee Representative Joe Pitts, adds a new section to the Tennessee Code that would make “private foundation” have the same meaning as it does in section 509(a) of the Internal Revenue Code of 1986 as amended.

A private foundation would not be required by state or local government to disclose the sensitive about the foundation’s employees, officers, directors, trustees, or contributors, without the prior written consent of the individual or individuals in question.

Tennessee State Representative Joe Pitts

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Tennessee Consumer Affairs provides these tips to avoid Automobile Warranty issues

March 30, 2013 |

Nashville, TN – You purchased it with your car, but what exactly does your warranty promise to deliver? It’s best to know before you need it. Here are some tips to making sure your warranty works for you.

Read your warranty – Often bundled with your owner’s manual, the warranty gives a general description and specific details about your coverage. If you have misplaced your owner’s manual, look for it online. Check the “owners” section of your vehicle manufacturer’s website. «Read the rest of this article»

Tennessee State Representative Joe Pitts provides Legislative Update for March 29th, 2013

March 29, 2013 |

House Bill 1117/Senate Bill 1200 Adding Offenses To the Victims Compensation Fund

Nashville, TN – Tennessee State Representative Joe Pitts from House District 67 generously takes the time to provides the readers of Clarksville Online with updates on issues which are currently on the legislative agenda for the Tennessee House of Representatives which may be of interest to the residents of Clarksville-Montgomery County.

«Read the rest of this article»

Tennessee Securities Division provides tips to Investors

March 8, 2013 |

Picking the right financial adviser, being vigilant pays off

Nashville, TN – “If it sounds too good to be true, it probably is,” the saying goes. To help Tennesseans avoid common investment pitfalls, the Department of Commerce and Insurance (TDCI) Securities Division would like to provide some tips for investors.

It is crucial that investors and would-be investors maintain the right perspective about their money. Consumers who make rash, poorly informed investment decisions often fall prey to fraudulent activity – especially when investing with people who are not registered with the State to sell securities or who are selling unregistered securities products. «Read the rest of this article»

Tennessee Department of Commerce and Insurance encourages Tennesseans to review Insurance coverage

February 15, 2013 |

Here are questions to ask agents about policies for the home

Nashville, TN – Without looking, what is the value of the contents of your home covered by insurance? Is a flood covered? If someone is hurt while visiting you, will your insurance pay medical expenses?

Whether you’re a renter or an owner, the Tennessee Department of Commerce and Insurance (TDCI) Insurance Division suggests you review all your insurance policies annually. It is a chance to brush up on what is covered, and to evaluate whether the coverage is still adequate (or too much) for your needs. Here, the National Association of Insurance Commissioners (NAIC), of which TDCI is a member, provides tips for consumers. «Read the rest of this article»

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