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Topic: Tennessee Department of Commerce and Insurance

Tennessee State Fire Marshal’s Office Reminds Everyone to “Candle with Care” ahead of Valentine’s Day

 

Tennessee State Fire Marshal’s Office (SFMO)

Tennessee State Fire MarshalNashville, TN – Along with chocolates and flowers, decorative candles are often given by sweethearts at Valentine’s Day (Thursday, February 14th, 2019). While candles are fragrant home décor, the Tennessee State Fire Marshal’s Office (SFMO) reminds consumers that candles must be used properly to avoid the potential loss of life, injury, and property damage from an accidental fire.

Though candles might make a house feel more like a home, they can also cause tragedy if they aren’t used correctly.

71 Candle Fires in 2018 lead to 2 Deaths and Over $1.8M in Property Damage according to the Tennessee State Fire Marshal’s Office.

71 Candle Fires in 2018 lead to 2 Deaths and Over $1.8M in Property Damage according to the Tennessee State Fire Marshal’s Office.

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Tennessee Department of Commerce and Insurance Urges Consumers to Familiarize Themselves with Flood Insurance Coverage

 

Tennessee Department of Commerce and Insurance (TDCI)

Tennessee Department of Commerce and Insurance - TDCINashville, TN – In the wake of flooding Wednesday night that affected consumers across Tennessee, the Tennessee Department of Commerce and Insurance (TDCI) and the National Association of Insurance Commissioners (NAIC) are sharing tips to help consumers familiarize themselves with flood insurance.

Flood Damage is not Typically Covered by Most Homeowners Insurance Policies

Flood Damage is not Typically Covered by Most Homeowners Insurance Policies

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Tennessee State Fire Marshal’s Office says Cold Weather Brings Increased Risk of Fire Deaths

 

Tennessee State Fire Marshal’s Office (SFMO)

Tennessee State Fire MarshalNashville, TN – With most of the Volunteer State experiencing frigid temperatures this week, the Tennessee State Fire Marshal’s Office (SFMO) is reminding residents that decreasing temperatures bring an increased risk for fires and fire deaths.

When temperatures drop below 15°F, structure fires are twice as likely to occur than when temperatures remain above 32°F, according to state fire data and information from the National Oceanic and Atmospheric Administration (NOAA).

January, February Remain the Deadliest Months for Fires in Tennessee.

January, February Remain the Deadliest Months for Fires in Tennessee.

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Tennessee State Fire Marshal’s Office Offers Do’s and Don’ts for Using Wood-Burning Heating Alternatives

 

Tennessee State Fire Marshal’s Office (SFMO) 

Tennessee State Fire MarshalNashville, TN – Colder temperatures are in the forecast for many Tennesseans as we approach the weekend, and the Tennessee State Fire Marshal’s Office (SFMO) is reminding Volunteer State residents to keep safety in mind when choosing to use alternative heating options as a way to stay warm.

Wood-burning heat sources, like wood stoves and fireplaces, are common in Tennessee and are just as hazardous as traditional heating sources (electric, gas). According to state fire data from 2013 – 2017, wood-burning stoves or fireplaces were involved in 9% of heating fires, but accounted for 38% of heating fire deaths.

Wood-Burning Heating Equipment Cause Over $10.7M in Loss from 2013-2017 according to the Tennessee State Fire Marshal’s Office.

Wood-Burning Heating Equipment Cause Over $10.7M in Loss from 2013-2017 according to the Tennessee State Fire Marshal’s Office.

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Tennessee State Fire Marshal’s Office Warns of Fire Dangers Associated with Heating During Winter

 

Tennessee State Fire Marshal’s Office (SFMO)                                                                                

Tennessee State Fire MarshalNashville, TN – With less than two weeks remaining in 2018, fire fatalities in Tennessee have already exceeded their totals from 2017. 

Ahead of the first day of winter (December 21st), the Tennessee State Fire Marshal’s Office (SFMO) is advising Volunteer State residents that the cold weather season is the deadliest time of the year, and fire-safe behaviors could be the difference between life and death when it comes to home heating fires.

Heating equipment is the leading cause of home fire deaths nationally and the second leading known cause in Tennessee.

Tennessee State Fire Marshall's Office reports over 30 Tennesseans Died in House Fires in November through February of Last Year.

Tennessee State Fire Marshall’s Office reports over 30 Tennesseans Died in House Fires in November through February of Last Year.

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Tennessee State Fire Marshal’s Office says Candle Fires Caused $13M in Damages, Claimed Eight Lives since 2013

 

Tennessee State Fire Marshal’s Office (SFMO)

Tennessee State Fire MarshalNashville, TN – Decorations can help turn every Scrooge into a Santa, but care must be taken to ensure that a home’s décor is fire safe. To decrease the risk of a home fire, the Tennessee State Fire Marshal’s Office (SFMO) reminds consumers that popular holiday decorations, like candles and string lights, can cause tragedy when not used properly.

During the five-year period of 2013-2017 in Tennessee, candles were reported to have caused 385 residential structure fires, eight civilian deaths, 28 civilian injuries, six firefighter injuries and $13 million in fire loss, according to SFMO data. 

Holiday Decorators are Urged to Use Caution when Decorating with Candles

Holiday Decorators are Urged to Use Caution when Decorating with Candles

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Tennessee Consumer Affairs says Tennesseans Lost Nearly $1M to Gift Card Scams in 2018

 

Tennessee Consumer Affairs

Tennessee Division of Consumer AffairsNashville, TN – For scammers, the season of holiday giving is the season of taking, and Tennesseans’ hard-earned money again tops scammers’ wish lists. Unfortunately, Tennessee consumers are falling for scammers’ ploys when it comes to gift card swindles in increasing numbers.

The Federal Trade Commission (FTC)’s Consumer Sentinel Network reports Tennesseans lost nearly $1 million – over $943,000 – through prepaid gift card scams in 2018, which is a 44 % increase compared to 2017 when scammers stole $653,709 from consumers.

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Tennessee State Fire Marshal’s Office: “Be A Good Elf” When Selecting, Decorating, Maintaining Christmas Trees

 

Tennessee State Fire Marshal’s Office (SFMO)

Tennessee State Fire MarshalNashville, TN – Opinions may differ on when to start decorating for the holidays, but one thing is certain: Practicing fire safety during the holidays can drastically reduce the likelihood of a home fire. To raise awareness of fire-safe behaviors this holiday season, the Tennessee State Fire Marshal’s Office (SFMO) is asking Tennesseans to “Be a Good Elf” when it comes to selecting, decorating, and maintaining Christmas trees.

While fire departments only respond to an average of 200 Christmas tree fires per year according to the National Fire Protection Association (NFPA), those fires are far more deadly than other home fires.

Christmas Trees Start an Average of 200 Home Fires Each Year in the United States

Christmas Trees Start an Average of 200 Home Fires Each Year in the United States

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Tennessee Consumer Affairs Advises everyone to Approach Free Trials with Caution

 

Tennessee Consumer Affairs

Tennessee Division of Consumer AffairsNashville, TN – The option to “try before your buy” when looking for a product or service can be enticing, but the Tennessee Department of Commerce and Insurance’s (TDCI) Consumer Affairs Division is advising consumers to approach free trial offers with caution.

While there are many reputable companies offering free trials, some use these offers as a way to sign you up for more products—even if you don’t want them. These subscriptions can end up costing hundreds of dollars before the consumer realizes their accounts have been debited.

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Tennessee State Fire Marshal’s Office reports 3,141 Outdoor Fires Caused $2.8M Property Loss From 2013-17

 

Tennessee State Fire Marshal’s Office (SFMO)

Tennessee State Fire MarshalNashville, TN – As wildfires claim lives and destroy properties in northern and southern California, the Tennessee State Fire Marshal’s Office (SFMO) extends its sympathies to the victims of the disasters and reminds Tennessee residents to always follow safety precautions during outdoor burns.

By not following safety precautions, wildfires can occur, wrecking property, destroying wildlife, and putting lives at risk. In the last five years (2013-17), Tennessee state fire department records show 3,141 unintentional fires resulted from outdoor burning and created over $2.8 million in property losses.

Burn permits required October 15th-May 15th.

Burn permits required October 15th-May 15th.

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