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Topic: Tennessee Department of Commerce and Insurance

Tennessee Department of Commerce & Insurance Shares Tips for Holiday Gift Returns

 

Tennessee Department of Commerce and Insurance - TDCINashville, TN – The holidays have come and gone, leaving some Tennesseans with gifts to be exchanged or returned.

Before bundling up and heading out to the store, the Tennessee Department of Commerce & Insurance (TDCI) Division of Consumers Affairs encourages consumers to review the following tips from the Federal Trade Commission to help the gift return process go smoothly.

Consumer Tips to help avoid Hassles when returning gifts.

Consumer Tips to help avoid Hassles when returning gifts.

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Tennessee State Fire Marshal’s Office Urges Safety During Deadliest Week For Fire Deaths

 

Tennessee State Fire MarshalNashville, TN – The Tennessee State Fire Marshal’s Office (SFMO) urges Tennesseans to focus on home fire safety during what has traditionally been the most tragic week for fire-related incidents in the Volunteer State: The second week of January.

SFMO data shows that Tennessee has averaged 3.6 fire deaths (29 in eight years) during the second week of January since 2010. This is the highest number of fire deaths for any week of the year and is nearly double the rate of the average week.

House fires can be prevented.

House fires can be prevented.

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Tennessee State Fire Marshal Offers Do’s and Don’ts of Wood Stove Usage

 

Tennessee State Fire MarshalNashville, TN – As 2018’s brutally cold weather continues, wood stoves might seem to be a cheaper alternative to traditional heating sources for some Tennesseans. However, the Tennessee State Fire Marshal’s Office (SFMO) warns that wood stoves can pose a significant fire and carbon monoxide risk if they’re not properly installed and maintained.

Alternative heating sources such as wood stoves, chimneys, and space heaters are common in Tennessee and are just as hazardous as traditional heating sources (electric, gas). Since 2010, wood stoves have been responsible for 23 percent of fatal heating fires statewide according to SFMO data.

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Tennessee Department of Commerce & Insurance shares FTC Consumer Alert Regarding Western Union Scam Settlement

 

Consumers Who Lost Money to Scammers Via Western Union Can File a Claim to Get Money Back

Tennessee Department of Commerce and Insurance - TDCINashville, TN – The Tennessee Department of Commerce & Insurance’s (TDCI) Division of Consumers Affairs reminds Tennesseans that they must file claims before February 12th, 2018 to be reimbursed for money lost in scams using Western Union.

According to a consumer alert by the Federal Trade Commission (FTC), consumers who lost money to scammers who told them to pay via Western Union’s money transfer system between January 1st, 2004 and January 19th, 2017, can now file a claim to get their money back by going to FTC.gov/WU before the February deadline.

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Tennessee Department of Commerce & Insurance reports $9.4M repaid to Tennesseans in 2017

 

Tennessee Department of Commerce and Insurance - TDCINashville, TN – The Tennessee Department of Commerce & Insurance’s (TDCI) Consumer Insurance Services Section announces that $9.4 million was returned to Tennessee consumers through the Department’s restitution efforts and the recovery of life insurance benefits in 2017.

Over $6.5 million was returned to Tennessee consumers in 2017 as a result of restitution—a process in which TDCI insurance investigators mediate between insurance companies and policyholders to get denied claims overturned and paid for policyholders.

$9.4 million was returned to Tennessee consumers from Tennessee Department of Commerce & Insurance restitution efforts and the recovery of life insurance benefits in 2017.

$9.4 million was returned to Tennessee consumers from Tennessee Department of Commerce & Insurance restitution efforts and the recovery of life insurance benefits in 2017.

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Tennessee Fire Marshal says Don’t Let A Kitchen Fire Ruin Your Holiday

 

Tennessee State Fire MarshalNashville, TN As Tennesseans gear up to spend a significant amount of time in the kitchen preparing holiday meals, the Tennessee State Fire Marshal’s Office (SFMO) reminds consumers to cook with care as Christmas and Christmas Eve are two of the top three most dangerous days for cooking fires in the country.

“As everyone gets busier during the holidays, we often become rushed, distracted or tired,” said Tennessee State Fire Marshal and Commerce & Insurance Commissioner Julie Mix McPeak.

House Fire

House Fire

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TDCI Securities Division report nearly $600,000 in Fines, Penalties Assessed in 2017

 

Tennessee Department of Commerce and Insurance - TDCINashville, TN – Nearly $600,000 in fines and penalties were assessed on behalf of Tennessee consumers in 2017 as a result of disciplinary actions taken by the Tennessee of Department of Commerce and Insurance’s (TDCI) Securities division.

A total of 19 disciplinary actions were taken which resulted in the issuance of $598,000 in civil penalties.  

$598,000 in civil penalties were assessed in 2017 by the Tennessee of Department of Commerce and Insurance’s (TDCI) Securities division.

$598,000 in civil penalties were assessed in 2017 by the Tennessee of Department of Commerce and Insurance’s (TDCI) Securities division.

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Tennessee State Fire Marshal’s Office says Candle Fires Caused $12M in Damages, Claimed Nine Lives Since 2012

 

Tennessee State Fire MarshalNashville, TN Nothing spreads cheer quite like holiday decorations, but care must be taken to ensure your festive winter décor is fire-safe. To decrease the risk of a home fire, the Tennessee State Fire Marshal’s Office (SFMO) reminds consumers that popular holiday decorations such as candles and string lights can cause tragedy when not used correctly.

During the five-year period of 2012-2016 in Tennessee, candles were reported to have caused 402 residential fires, nine civilian deaths, 31 civilian injuries, eight firefighter injuries and $12 million in fire loss according to SFMO data. 

Candle Burning

Candle Burning

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Tennessee Securities Division Urges Caution When Investing in Cryptocurrency like Bitcoin

 

Tennessee Department of Commerce and Insurance - TDCINashville, TN – The virtual currency known as cryptocurrency is riding a wave of public interest amid a frenzy of recent news stories touting record high valuations for the digital-only currency.

Bitcoin, which is the most well-known cryptocurrency, broke records this week with its values on Wall Street now topping more than $270 billion, according to news reports. 

Before making any decisions about investing in cryptocurrency, TDCI urges Tennessee investors to not be gullible, ask tough questions first and understand the risks before making an investment.

Before making any decisions about investing in cryptocurrency, TDCI urges Tennessee investors to not be gullible, ask tough questions first and understand the risks before making an investment.

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Tennessee State Fire Marshal’s Office Urges Care with Christmas Trees

 

Tennessee State Fire MarshalNashville, TN – While opinions may differ on how soon is too soon to put up holiday decorations, the Tennessee State Fire Marshal’s Office (SFMO) reminds consumers that one thing is not up for debate: Dry and neglected Christmas trees can cause fires.

To avoid a devastating home fire, the SFMO encourages Tennesseans to keep fire safety in mind when trimming the tree this holiday season.

Each year, fire departments nationwide respond to an average of 210 structure fires caused by Christmas trees according to the National Fire Protection Association (NFPA).

Holiday house fires can be prevented.

Holiday house fires can be prevented.

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