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Topic: Insurance Policy

Tennesseans Repaid Over $2.8M In 2015

 

Tennessee Department of Commerce and InsuranceNashville, TN – The Tennessee Department of Commerce and Insurance’s (TDCI) Consumer Insurance Services Division announces that more than $2.8 million was repaid in 2015 as a result of the department’s restitution efforts on behalf of Tennessee consumers.

“The Department is an advocate for Tennessee consumers from all walks of life,” TDCI Assistant Commissioner, Insurance Division Michael Humphreys said. “The repayment this year of more than $2.8 million was the result of our insurance investigators mediating between the company and policyholders in order to get denied claims overturned and paid for the policyholder.” «Read the rest of this article»

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Tennessee Department of Commerce and Insurance encourages Tennesseans to review Insurance coverage

 

Tennessee Department of Commerce and InsuranceHere are questions to ask agents about policies for the home

Nashville, TN – Without looking, what is the value of the contents of your home covered by insurance? Is a flood covered? If someone is hurt while visiting you, will your insurance pay medical expenses?

Whether you’re a renter or an owner, the Tennessee Department of Commerce and Insurance (TDCI) Insurance Division suggests you review all your insurance policies annually. It is a chance to brush up on what is covered, and to evaluate whether the coverage is still adequate (or too much) for your needs. Here, the National Association of Insurance Commissioners (NAIC), of which TDCI is a member, provides tips for consumers. «Read the rest of this article»

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Tennessee Department of Commerce and Insurance offers Tennesseans storms-related tips

 

Tennessee Department of Commerce and Insurance

Weigh damage, read coverage terms and check contractors before hiring

Nashville, TN – As temperatures change, storms can result, bringing damage to our homes. The Department of Commerce and Insurance (TDCI) would like to offer consumers some tips for interacting with insurance companies and for selecting contractors.

Tennessee’s Board for Licensing Contractors has found that unscrupulous, unlicensed contractors like to take advantage of homeowners anxious to rebuild after disasters. Be sure to hire only licensed contractors and check them out with the Board. «Read the rest of this article»

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Tennessee Department of Commerce urges residents to review Insurance Coverage

 

Tennessee Department of Commerce and Insurance

Prepare for the holiday season with an eye toward Murphy’s Law

Nashville, TN – The holiday season increases the chance for mishaps, as more people travel and attend gatherings. Factor in the fatigue and distraction that can accompany changes to our routines, and the risk becomes greater. After all, no one ever plans on being injured.

Commerce and Insurance Commissioner Julie Mix McPeak suggests you take time to review how your insurance covers mishaps in the home and when traveling. Consider these scenarios as a starting point for reviewing your coverage limits, whether for the holidays or for every day. «Read the rest of this article»

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Ten Questions to Help You Assess Changes to Your Insurance Needs in the New Year

 

Family, Career Status Should Be Reflected In Your Policy Coverage

Insurance Information InstituteNew York, NY – Major purchases and lifestyle changes such as marriage, divorce or retirement can have a profound effect on your insurance needs, so an annual coverage review is always a good idea, according to the Insurance Information Institute (I.I.I.).

“Discussing your current insurance needs with your agent, broker or company representative to make sure your coverage is up-to-date is a great way to start the New Year off on a firm financial footing,” said Michael Barry, vice president, media relations, I.I.I. «Read the rest of this article»

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