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Topic: finance

Frazier Allen: Ten Financial Tips for First Time Job Seekers


F&M Investment Services - Raymond James - Clarksville, TNClarksville, TN – Timing is everything when it comes to taking the right steps toward a secure financial future. For recent grads new to the workforce, it’s not always clear what those first steps should be. Most college graduates enter the real world as financial planning rookies. This can be daunting, as your 20s are an important time to lay a foundation for financial stability.

Making smart decisions at this age can have a powerful positive impact on your fiscal future. As the next generation enters the working world, here are 10 tips to get them started on a bright financial future.

New grads entering the workplace can pave the way toward a secure financial future with these simple steps.

New grads entering the workplace can pave the way toward a secure financial future with these simple steps.

«Read the rest of this article»

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Weekly Market Snapshot from Frazier Allen for the week of February 20th, 2013


Weekly Market Snapshot

Market Commentary by Scott J. Brown, Ph.D., Chief Economist

Scott J. Brown Ph.D., Chief Economist Raymond James Investment Services

In his State of the Union Address, President Obama proposed various efforts to boost manufacturing jobs, universal pre-K education and an increase in the minimum wage. However, there’s little chance that any of these proposals will make it to the floor of the House.

The economic data were mixed. Retail sales rose a modest 0.1% in January. Industrial production slipped 0.1%, but figures for November and December were revised higher. The New York Fed’s Empire State Manufacturing Index and the mid-February reading on consumer sentiment surprised to the upside. «Read the rest of this article»

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Clarksville tax due date changed to Feb 28th


taxesIf you pay Clarksville city taxes there is a big change in the due date this year! Don’t forget that instead of the normal May 30th deadline, the deadline has been moved up to Feb 28th.

According to the City of Clarksville website:

“There is a change in the payment of 2008 property taxes that is significantly different from prior tax years. In tax years prior to the 2008 tax year you had until May 31 to pay the property taxes due, for the tax year 2008 the property taxes must be paid on or before February 28, 2009. The 2008 property taxes will be come delinquent on March 1, 2009. This change was necessary to better coordinate the property tax files and the administration of the city’s tax freeze and state tax relief program on a basis consistent with that of Montgomery County. To avoid interest and penalty for the tax year 2008, the payment of 2008 property taxes must be on or before February 28, 2009.”

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Rep. Johnson named to House committees

Curtis Johnson

Rep. Curtis Johnson

Representative Curtis Johnson has been appointed to Commerce, Finance, Ways and Means Committees, and Veterans Affairs Joint Committee.

NASHVILLE – Representative Curtis Johnson (R-Clarksville) has been appointed to the House Commerce Committee, and the Finance, Ways, and Means Committee for the 106th General Assembly.  The Speaker of the House announced the appointments today as the House continues to organize for the upcoming session, beginning February 9th.  In addition to these committee, Rep. Johnson was re-elected by his caucus to serve on the Fiscal Review Committee «Read the rest of this article»

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City Council schedules Executive Session


city-logoThe Clarksville City Council will meet in executive session on January 5 at 4:30 p.m. in City Council Chambers, 108 Public Square, in Downtown Clarksville, to hear the following agenda:



1. ORDINANCE 41-2008-09  Amending the Zoning Ordinance and Map of the City of Clarksville, application of Kenneth E. Wood, Jr., Kenneth E. Wood, Sr.-Agent, for zone change on property at Madison Street & Ballygar Street from R-1 Single Family Residential District to C-5 Highway & Arterial Commercial District «Read the rest of this article»

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ABA President acknowledges new credit card regulations


While hailing reform of some of the practices of the credit card companies, and consumer protections incorporated in these reforms, the ABA president hints that these new safeguards may result in some credit restrictions and/or denial, especially to low-end consumers.

americanbankersassociation-logoIn a press release just made available in Washington, D.C., American Bankers Association President/CFO Edward L. Yingling praised “The strong new regulations announced today by the Federal Reserve, the Office of Thrift Supervision and the National Credit Union Administration are unprecedented in their scope and signal the beginning of a new market structure for credit cards.”

The public statement reads:

“In seeking to address concerns expressed by policymakers and consumers, the Fed has severely restricted or prohibited card issuers from engaging in certain practices such as ‘universal default,’ ‘double-cycle billing,’ and raising interest rates on existing balances. The basic principles contained in many legislative proposals are reflected in these regulations. «Read the rest of this article»

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